If you are carrying out asbestos removal work, most insurers will require proof of a valid asbestos removal licence before they will offer cover.

However, if you are not licensed but may accidentally disturb asbestos during other types of work, such as:

• Renovation or refurbishment
• Demolition
• General maintenance or trade work

Then, the cover may still be available under an Asbestos Liability or Pollution Liability policy, depending on the nature of the work.

This also applies to consultants, hygienists, and environmental professionals who work in or around areas contaminated with asbestos. Even if you are not physically handling or removing asbestos, you may still be exposed to liability risks due to your involvement in site assessments, reporting, or advice.

Insurers assess each case individually. Your licensing status, the type of work you perform, and your role in the project will all influence whether cover can be offered.

Contact us to determine if insurance is available for your specific situation.