The information required for a tradie insurance quote depends on the work performed and the covers needed. Accurate activity details are more useful than a broad occupation title.

What business information is required? #

Prepare details of:

• Trade and complete business activities.
• Annual turnover and years operating.
• Employees and subcontractor payments.
• Business locations and work areas.
• Required liability limits.
• Claims history.

Why do exact activities matter? #

An insurer may treat residential, commercial, industrial, solar, hazardous-area, high-voltage, underground or high-level work differently.

Also disclose work at mines, airports, hospitals, prisons and other specialist sites.

What property and vehicle details may be needed? #

Depending on the cover, provide values for tools, portable equipment, stock, plant, workshop contents and business premises.

For vehicles, include registration and vehicle details, use, drivers, modifications, finance and claims history.

What project information may be relevant? #

Insurers can ask about maximum contract values, work at height, hot work, excavation, principal contractor responsibilities and contractual insurance requirements.

Which documents should I provide? #

Send the current schedule, claims history, Certificates of Currency and relevant proposal forms where available.

These documents assist comparison but do not replace accurate current information about the business.