Tradies
7 Docs
Why use an insurance broker for a trade business?
Last Updated: September 16, 2026An insurance broker can help a trade business review liability, tools, vehicles, plant, employees, subcontractors, contractual requirements and insurer options as one overall program.
What is Contract Works Insurance, and does a tradie need it?
Last Updated: September 16, 2026Contract Works Insurance can cover physical loss or damage to construction works during a project. Whether a tradie needs their own policy depends on the contract and how project insurance is arranged.
Can a tradie combine multiple types of insurance under one policy?
Last Updated: September 16, 2026A tradie can sometimes combine several business covers under one Business Insurance policy, while other products may remain separate depending on insurer appetite and structure.
What are some common insurance claims experienced by tradies?
Last Updated: September 16, 2026Tradies can experience claims involving third-party property damage, personal injury, tool theft and other losses. The relevant insurance depends on the circumstances and policy wording.
How can I insure my tools?
Last Updated: September 16, 2026Tools and portable equipment can commonly be insured under General Property cover or, depending on the insurer, a standalone policy, subject to limits and conditions.
What does Public Liability Insurance cover for a tradie?
Last Updated: September 16, 2026Public Liability Insurance can cover certain legal liabilities arising from third-party personal injury or property damage connected with a tradie's business activities, subject to policy terms.
What types of insurance do tradies commonly consider?
Last Updated: September 16, 2026The insurance a tradie may need depends on their work, business structure, equipment, vehicles, employees, subcontractors and contractual or licensing requirements.