Contracts can materially affect a Landscape Architect’s professional exposure. Professional Indemnity Insurance should not be assumed to cover every contractual obligation.

Which clauses can create concern? #

Examples include broad indemnities, fitness-for-purpose obligations, guarantees of outcomes, unlimited liability, responsibility for other consultants, cost guarantees and unusual warranties.

A contract may impose liability the Landscape Architect would not otherwise have at law. That additional responsibility may not be fully insured.

What insurance requirements should be checked? #

Clients may require Professional Indemnity and Public Liability Insurance, minimum limits, evidence of cover and insurance maintained after completion.

A Certificate of Currency confirms limited policy details. It does not prove that every indemnity, service or contract term is covered.

What if construction is included? #

Where the business accepts responsibility for construction or installation, Design and Construct Professional Indemnity, Contract Works and Public Liability may also need to be considered.

Can Webber Insurance assist? #

Webber Insurance can provide a high-level review of insurance requirements and identify matters that may affect placement or coverage.

We do not provide legal advice. A detailed contractual insurance review can be arranged where legal interpretation, negotiation or amendments are required.