Corporate Travel Insurance
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How long does it take to get a Corporate Travel insurance quote?
Last Updated: July 12, 2025The time it takes to arrange a corporate travel insurance quote depends on your specific circumstances. If your application involves unique risks, international destinations, or pre-existing conditions, an underwriter may need to review the details before a quote can be issued. In most cases: A quote can be provided within one to two business days In straightforward situations, we may be able to provide a quote on the same day To avoid delays, it’s important to complete the application form in full and advise us of any upcoming travel dates or deadlines. If you have urgent travel planned, contact us early so we can prioritise your request and ensure your cover is arranged in time.
What documents do I need to make a Corporate Travel claim?
Last Updated: July 12, 2025To make a claim under a corporate travel insurance policy, you will generally need to provide the following: Proof of travel, such as flight bookings or itineraries A police report or medical certificate, if relevant to the incident Receipts or invoices for any expenses being claimed A completed claim form from the insurer Depending on the nature of the claim, additional information may be required. For example, missed flight claims may require confirmation from the airline, or stolen baggage claims may need a police report from the country where the loss occurred. We will guide you through the process and work with the insurer to ensure your claim is submitted correctly and processed as smoothly as possible. Please get in touch with us with any questions.
Can I get multi-trip cover?
Last Updated: July 12, 2025Yes. Corporate travel insurance is most commonly arranged as an annual multi-trip policy. This means all eligible business travel taken during the policy period, usually 12 months, is covered under a single policy. Multi-trip cover offers: Convenience, with no need to arrange separate policies for each trip Cost efficiency for businesses with frequent travel Ongoing protection for business owners, employees, and in some cases, accompanying family members We can help tailor a policy based on your travel frequency, destinations, and any specific risks relevant to your business. Speak to one of our team today for help.
Is Leisure Travel included?
Last Updated: July 12, 2025In many cases, yes. Most corporate travel insurance policies include incidental leisure travel that takes place during a business trip. This can include personal time during stopovers or extending a stay for a short holiday. Some policies may also provide cover for standalone leisure trips taken by directors or key staff, depending on the insurer and how the policy is structured. It is important to check the terms of your specific policy to confirm what types of leisure travel are covered and whether any restrictions apply. Contact us if you would like to confirm whether your leisure travel plans are included under your business’s corporate travel policy.
Can Corporate Travel cover my employees?
Last Updated: July 12, 2025Yes. Corporate travel insurance can extend to cover employees, directors, contractors, and in some cases, accompanying family members. Policies can be arranged in two ways: To cover specific named individuals To cover any person authorised by your business to travel on its behalf This flexibility makes corporate travel insurance ideal for businesses with multiple staff travelling regularly, whether locally or overseas. Contact us to discuss how your policy can be structured to suit your team and travel arrangements.
What does Corporate Travel Insurance cover
Last Updated: July 12, 2025Corporate travel insurance provides protection for business owners and employees while travelling for work, both within Australia and overseas. Cover typically includes: Emergency medical expenses and evacuation 24-hour emergency assistance Trip cancellation or disruption expenses Lost, stolen, or delayed luggage and personal items Theft or damage of business equipment, such as laptops or phones Hire car excess Personal liability during travel Replacement of a key staff member if they are unable to travel due to illness or injury This type of insurance helps reduce the financial impact of unexpected events and supports business continuity when staff are travelling for work. Contact us if you need specific details for your business.
How is Corporate Travel different from Personal Travel Insurance?
Last Updated: July 12, 2025Corporate travel insurance is designed specifically for business-related travel and includes cover for risks that are unique to work trips. This may include: Lost or damaged business documents Cancellation of meetings, conferences, or work events Costs to send a replacement staff member if someone is unable to travel Cover for multiple employees and unlimited trips under one policy It is ideal for businesses with frequent or ongoing travel requirements, providing broader protection and administrative efficiency. Personal travel insurance is intended for leisure trips. It usually covers a single traveller or family and may exclude claims related to business activities such as meetings, equipment loss, or client site visits. If you’re travelling for work, corporate travel insurance ensures your cover aligns with the risks involved. If you are unsure which type of policy suits your needs, contact us and we can help you choose the right option for your situation.
What is Corporate Travel Insurance
Last Updated: June 19, 2025Corporate Travel Insurance protects employees and business owners while travelling for work, whether interstate or overseas. It can cover: Medical expenses Cancelled flights Lost luggage Hire car excess payments, and The cost of replacing key staff if someone gets sick or injured during a trip. Unlike personal travel insurance, corporate policies are designed to cover multiple trips throughout the year and typically include all directors and employees under a single policy. Some even extend to cover accompanying partners or leisure travel. It’s especially useful for businesses that regularly attend conferences, visit clients, or manage overseas operations. Each policy has specific terms and conditions. Please speak with one of our brokers if you require further assistance.