Commercial Motor Insurance
10 Docs
What information do I need for a Commercial Motor Insurance quote
Last Updated: September 16, 2026A Commercial Motor quote generally requires information about the business, vehicles, drivers, usage, values and previous claims.
How do I lodge a Commercial Motor Insurance claim?
Last Updated: September 17, 2026Webber Insurance can assist with lodging and managing Commercial Motor Insurance claims, including accident details, photographs, driver information and insurer liaison.
What is covered if my vehicle is ‘written off’
Last Updated: September 16, 2026A total-loss settlement depends on the insured value, policy terms, finance interests and whether benefits such as new vehicle replacement apply.
Can I cover a fleet of vehicles under one policy
Last Updated: September 16, 2026Multiple business vehicles can often be insured under one Commercial Motor or Motor Fleet arrangement, depending on insurer eligibility and the vehicles involved.
What’s the difference between Comprehensive and Third-Party cover
Last Updated: September 16, 2026Comprehensive cover can protect the insured vehicle and third-party property, while Third Party Property Damage primarily covers legal liability for damage caused to others.
Can I insure a trailer or tools kept in the vehicle
Last Updated: September 16, 2026Trailers can often be insured under Commercial Motor, while tools and equipment may require separate General Property cover depending on the policy.
Do I need to list all drivers
Last Updated: September 16, 2026Driver requirements vary between Commercial Motor policies. Regular drivers and drivers with characteristics that affect underwriting should be disclosed.
Can I use the same vehicle for Business and Personal use
Last Updated: September 16, 2026A vehicle can often be used for both business and personal purposes, provided its actual use is disclosed and accepted by the insurer.
What is the difference between Commercial Motor and Private Motor Insurance?
Last Updated: September 16, 2026Commercial Motor Insurance is designed for business vehicle use, while Private Motor Insurance is primarily designed for personal use.
What is Commercial Motor Insurance?
Last Updated: September 16, 2026Commercial Motor Insurance is designed for vehicles used for business purposes and can cover single work vehicles or fleets, subject to vehicle use, driver, excess and policy conditions.