Business Insurance
12 Docs
What is General Property Insurance?
Last Updated: September 15, 2026General Property Insurance can cover portable business property such as tools, laptops, cameras and specialist equipment when taken away from your usual business premises, subject to policy terms and security conditions.
Do I need Business Insurance if I work from home?
Last Updated: September 16, 2026A home-based business may need Business Insurance because standard Home Insurance can restrict or exclude certain business activities, equipment and liabilities.
What risks are not typically covered by a Business Package?
Last Updated: September 16, 2026Business Packages do not cover every business risk. Cover depends on the sections selected, exclusions, limits and conditions applying to the policy.
Does Business Insurance include Public Liability cover?
Last Updated: September 16, 2026Public Liability can be included in a Business Insurance package, but you should check your schedule to confirm that the section has been selected.
What information do I need for a Business Insurance quote?
Last Updated: September 17, 2026A Business Insurance quote generally requires details about your activities, locations, turnover, staff, assets, risk controls, claims history and insurance requirements.
How do I choose the right insurer?
Last Updated: September 17, 2026Choosing the right insurer involves comparing cover, exclusions, limits, excesses, claims service, insurer security and price, not just premium.
Can I cover stock, tools or portable equipment?
Last Updated: September 17, 2026Stock, tools and portable equipment can generally be insured through Business Insurance, General Property or other appropriate cover depending on where and how the property is used.
What is Business Interruption Insurance?
Last Updated: September 16, 2026Business Interruption Insurance can help protect business income and ongoing expenses following interruption caused by an insured event, subject to the policy terms and indemnity period.
Is there a difference between Business Insurance and Office Insurance?
Last Updated: September 16, 2026Office Insurance is generally a Business Insurance package arranged for an office-based business, with cover depending on the insurer and sections selected.
How do I arrange business insurance for the first time?
Last Updated: September 15, 2026If you are arranging business insurance for the first time, start by identifying your business activities, exposures, contractual requirements and the types of cover that may be relevant.
What insurance should I consider when starting a business?
Last Updated: September 17, 2026Insurance for a new business depends on its activities, assets, staff, vehicles, contracts and regulatory requirements. Different businesses need different combinations of cover.
What is Business Insurance?
Last Updated: September 16, 2026Business Insurance can combine modular sections such as property, business interruption, liability, portable equipment and other covers under one policy, depending on the insurer and business needs.