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Business Insurance

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What is General Property Insurance?

Last Updated: October 15, 2026

General Property Insurance can cover portable business property such as tools, laptops, cameras and specialist equipment when taken away from your usual business premises, subject to policy terms and security conditions.

Do I need Business Insurance if I work from home?

Last Updated: October 15, 2026

A home-based business may need Business Insurance because standard Home Insurance can restrict or exclude certain business activities, equipment and liabilities.

What information do I need for a Business Insurance quote?

Last Updated: October 15, 2026

A Business Insurance quote generally requires details about your activities, locations, turnover, staff, assets, risk controls, claims history and insurance requirements.

How do I choose the right insurer?

Last Updated: October 15, 2026

Choosing the right insurer involves comparing cover, exclusions, limits, excesses, claims service, insurer security and price, not just premium.

Can I cover stock, tools or portable equipment?

Last Updated: October 15, 2026

Stock, tools and portable equipment can generally be insured through Business Insurance, General Property or other appropriate cover depending on where and how the property is used.

What is Business Interruption Insurance?

Last Updated: October 15, 2026

Business Interruption Insurance can help protect business income and ongoing expenses following interruption caused by an insured event, subject to the policy terms and indemnity period.

Is there a difference between Business Insurance and Office Insurance?

Last Updated: October 15, 2026

Office Insurance is generally a Business Insurance package arranged for an office-based business, with cover depending on the insurer and sections selected.

How do I arrange business insurance for the first time?

Last Updated: October 15, 2026

If you are arranging business insurance for the first time, start by identifying your business activities, exposures, contractual requirements and the types of cover that may be relevant.

What is Business Insurance?

Last Updated: October 15, 2026

Business Insurance can combine modular sections such as property, business interruption, liability, portable equipment and other covers under one policy, depending on the insurer and business needs.