Builders
What risk management strategies should builders consider?
Last Updated: October 15, 2026Clear contracts, project records, subcontractor checks and regular insurance reviews can help builders reduce disputes and manage construction risks.
What are some common insurance claims experienced by builders?
Last Updated: October 15, 2026Builders can experience claims involving construction works, liability, tools, plant, vehicles and professional services. Different incidents can involve different insurance policies.
When does a builder need Plant and Equipment Insurance?
Last Updated: October 15, 2026Plant and Equipment Insurance can be relevant where a builder owns, leases or is responsible for larger mobile machinery or construction equipment. Cover varies by insurer and policy.
When does a builder need Professional Indemnity Insurance?
Last Updated: October 15, 2026A builder may need Professional Indemnity Insurance when the business provides, manages or accepts responsibility for design or other professional services.
Why should builders consider Management Liability Insurance?
Last Updated: October 15, 2026Management Liability Insurance can address certain claims involving how a building business, its directors and managers are managed, subject to the policy sections selected.
What is the difference between Building Indemnity, Contract Works and Public Liability Insurance?
Last Updated: October 15, 2026Building Indemnity, Contract Works and Public Liability Insurance address different risks and may all be relevant to the same building project.
Is Public Liability Insurance covered under a Contract Works Insurance policy?
Last Updated: October 15, 2026Public Liability Insurance can often be included as a separate section of a Contract Works policy, but it should not be assumed to be automatically included.
What can Public Liability Insurance cover a builder for?
Last Updated: October 15, 2026Public Liability Insurance can respond to certain claims alleging that a builder's activities caused third-party personal injury or property damage.
Which states can Webber Insurance assist with Building Indemnity Insurance?
Last Updated: October 15, 2026Webber predominantly assists South Australian builders and can also support eligible NSW builders when nominated as their Service Provider in the icare HBCF Portal.
What insurance do builders commonly need?
Last Updated: October 15, 2026Builders may need several types of insurance to address construction works, liability, equipment, vehicles, business management and design responsibilities.

