A current insurance schedule provides a useful snapshot of the existing insurance program. It helps Webber Insurance understand what is presently insured and what may need to be retained or reconsidered.

What can a schedule show? #

Depending on the policy, it may identify:

• Insured business names.
• Policy type and sections.
• Insurance limits and excesses.
• Property values or vehicles.
• Interested parties.
• Insurer and policy dates.
• Retroactive dates or other scheduled conditions.

Why is it useful when obtaining alternatives? #

A policy can contain several sections or extensions that are not obvious from its product name. Reviewing the schedule helps avoid comparing a broad replacement quote with only one part of the existing cover.

Does the schedule replace an application? #

No. It may not reflect current activities, turnover, claims, new exposures or changes since the policy was arranged.

Updated proposal information can still be required.

Should the full wording also be provided? #

The schedule is normally the best starting point. The wording, endorsements or other documents may be required where a particular term, exclusion or benefit needs to be compared.

What if the schedule is unavailable? #

You can still make an enquiry. Provide the information you have and Webber Insurance can confirm what else is required.