Professional Indemnity Insurance can respond to certain claims alleging that a Town Planner’s professional advice, reports or services caused financial loss. Cover depends on the insured activities, allegations and policy wording.

What allegations can arise? #

Claims may involve:

• Incorrect planning or land-use advice.
• Misinterpretation of planning requirements.
• Errors in development or rezoning applications.
• Failure to identify relevant restrictions.
• Errors in reports, assessments or submissions.
• Inadequate advice about approval pathways.
• Delays attributed to the professional services.

The insurer considers the allegations and circumstances. The Town Planner does not need to agree that an error occurred before seeking advice about notification.

Does the policy only cover mistakes? #

Claims can also allege negligence, breach of professional duty, misleading conduct, failure to advise or another insured wrongful act.

Professional Indemnity Insurance may cover certain defence costs and compensation arising from an insured claim. Whether defence costs reduce the policy limit or apply in addition depends on the wording.

What should I do if a problem arises? #

Notify Webber Insurance promptly after receiving a claim, demand or complaint that could reasonably develop into a claim.

Preserve the engagement agreement, advice, reports, submissions, file notes and correspondence. Do not admit liability or agree to compensation without first discussing the matter with Webber Insurance or the insurer.