Yes. Statutory Liability Insurance is commonly included as a section within a Management Liability policy.

However, it should not be assumed that every Management Liability policy provides the same statutory cover.

What other sections can Management Liability contain? #

Depending on the insurer, Management Liability can include:

• Directors and Officers Liability.
• Company Liability.
• Employment Practices Liability.
• Statutory Liability.
• Crime.
• Tax Audit.
• Other extensions.

Does Statutory Liability have its own limit? #

It can.

The cover may have:

• The full policy limit.
• A separate limit.
• A sublimit.
• An aggregate limit shared with other sections.

The schedule needs to be checked.

Can Statutory Liability be purchased separately? #

Potentially.

Some specialist insurers offer standalone Statutory Liability cover, particularly for businesses requiring broader limits or coverage than is available within a standard Management Liability package.

When might standalone cover be considered? #

Examples can include businesses with substantial exposure to:

• Workplace regulation.
• Environmental regulation.
• Transport legislation.
• Manufacturing regulation.
• Food safety.
• Other highly regulated activities.

Should I buy standalone cover if Management Liability already includes it? #

Not automatically.

Webber Insurance can review the existing policy to determine:

• What is already covered.
• Available limits.
• Important exclusions.
• Whether a separate policy would add meaningful protection.