Table of Contents
Doc Summary
A home-based business may still need separate business insurance.
Standard Home Insurance can restrict or exclude certain business activities, business property or liabilities.
What should a home-based business consider? #
Depending on how the business operates, relevant cover can include:
- Business contents and equipment
- Stock
- Portable tools or equipment
- Public Liability Insurance
- Business Interruption
- Professional Indemnity Insurance
- Cyber Insurance
- Commercial Motor
- Management Liability
Important factors include whether:
- Clients or customers visit the property
- Employees work from the property
- Stock or equipment is stored there
- You also work at client sites
- Business vehicles are kept there
- You manufacture or sell products from home
You should also tell your Home insurer about the business and check whether it affects the Home Insurance.
Contact our team if you would like help reviewing the insurance exposures of a home-based business.
General Advice Warning:
The information on this page is general in nature and does not
take your personal circumstances into account. You should consider
whether it is appropriate for you and seek professional advice
before making any decisions. For tailored advice, please contact
Webber Insurance Services.
