Office Insurance is generally a Business Insurance package arranged for the risks of an office-based business.

It is not necessarily a completely separate category of insurance.

Depending on the insurer and sections selected, an office-based Business Insurance package may include:

• Office contents
• Business equipment
• Property damage
• Glass
• Portable property
• Business Interruption
• Public Liability
• Machinery or electronic equipment cover where available and selected

What is Business Insurance? #

Business Insurance is a broader term for modular commercial insurance packages that can be arranged for many types of businesses.

The sections available depend on the insurer and the particular business.

The name given to a package does not determine what is actually insured. Your policy schedule shows which sections have been selected.

Office-based businesses may also require separate policies such as:

• Professional Indemnity
• Cyber Insurance
• Management Liability
• Commercial Motor

Contact our team if you would like help reviewing the insurance arrangements for an office-based business.