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What should I do if an insurer denies my claim?
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Contact Webber Insurance as soon as possible if an insurer denies your claim.

A declined claim does not necessarily mean there are further grounds for cover, but the insurer’s reasons and the relevant policy wording should be reviewed carefully.

We can:

  • Review the insurer’s written reasons
  • Review the relevant policy wording
  • Check the facts relied on by the insurer
  • Identify whether relevant information is missing
  • Provide additional evidence where appropriate
  • Ask the insurer to reconsider its position where there are reasonable grounds

Sometimes a decision changes after further information is provided or a misunderstanding is corrected. In other cases, the insurer’s position may remain unchanged.

What if the denial remains? #

We can assist with a formal complaint through the insurer’s internal dispute resolution process.

AFCA can consider some complaints about denied insurance claims, although eligibility and jurisdiction rules apply and some small-business insurance products are excluded from parts of AFCA’s jurisdiction.

Contact us promptly, particularly where the insurer’s correspondence includes a deadline or other time-sensitive requirement.

Contact our team for assistance.

General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.