Yes.

Multiple business vehicles can often be insured under a single Commercial Motor or Motor Fleet arrangement.

There is no universal number of vehicles at which a policy automatically becomes a fleet policy. Insurer definitions and eligibility requirements vary.

What are the benefits of combining vehicles? #

A combined arrangement can make it easier to manage:

• Vehicle additions and deletions
• A common renewal date
• Policy documentation
• Claims information
• Driver information
• Different vehicle types and uses

Depending on the insurer, the program may include combinations of:

• Cars
• Utes
• Vans
• Trucks
• Trailers
• Other commercial vehicles

Plant and mobile equipment can sometimes form part of a broader insurance program, but should not automatically be assumed to sit under the same Commercial Motor policy.

What does the insurer consider? #

Factors can include:

• Number and type of vehicles
• Vehicle values
• Business activities
• Vehicle use
• Operating radius
• Drivers
• Claims history

Combining vehicles does not necessarily mean the premium will be cheaper.

Contact our team if you would like help reviewing a multi-vehicle or fleet arrangement.