Yes. Professional Indemnity Insurance is there to protect you against allegations of negligence, not just actual mistakes. Even if you have done nothing wrong, a client or third party can still make a claim if they believe your advice, service, or work has caused them financial loss.

Defending yourself against a claim can be costly, even if it is unfounded. Legal fees, expert reports and time away from your business can quickly add up.

This type of cover is especially important if you:

• Provide professional advice or services
• Work under contract or are required to hold insurance by clients or industry bodies
• Operate in industries where trust, expertise and accountability are expected

Professional Indemnity Insurance gives you peace of mind that if a dispute does arise, you have financial and legal support in place.

Contact us if you would like help reviewing your exposure or arranging the right level of cover.