Potentially, yes.

A Project Manager can face professional liability claims even where they do not prepare designs, drawings or technical specifications.

What professional services can create an exposure? #

Clients can rely on a Project Manager to:

• Plan projects
• Coordinate projects
• Manage budgets
• Manage schedules
• Administer contracts
• Coordinate consultants
• Coordinate contractors
• Assess project progress
• Report to the client
• Manage variations
• Maintain project records
• Provide professional recommendations

An allegation that an error or omission in these services caused financial loss can still result in a Professional Indemnity claim.

What if I specifically exclude design? #

The Project Manager should clearly describe the services they provide and avoid unintentionally accepting responsibility for technical design performed by architects, engineers or other consultants.

Design coordination should also be disclosed to the insurer.

Coordinating professional consultants is not necessarily the same as performing the design yourself, but it can still create professional liability exposure.

Public Liability Insurance is not a substitute for Professional Indemnity Insurance.

Public Liability generally addresses certain third-party personal injury and property damage claims, while Professional Indemnity addresses certain claims arising from professional services.

You can read more on our Project Management Insurance page.