Management Liability Insurance can be particularly relevant to Labour Hire businesses because they manage employees, placed workers, host relationships and regulatory responsibilities.

Depending on the policy, cover can include certain claims involving:

• Directors and officers
• Company or Entity Liability
• Employment Practices Liability
• Statutory Liability
• Regulatory investigations
• Crime or employee dishonesty
• Tax Audit costs

What Labour Hire exposures can arise? #

Examples can include:

• Unfair dismissal allegations
• Discrimination
• Bullying or harassment
• Regulatory investigations
• Alleged statutory breaches
• Employee dishonesty
• Claims against directors or managers

A workplace incident can potentially result in more than a Workers Compensation or Public Liability claim.

It can also result in investigations involving the Labour Hire company and its management.

What about fines and penalties? #

Statutory Liability may assist with certain investigation and defence costs.

Fines and penalties should not be assumed to be insured. Some penalties cannot legally be insured or indemnified.

Management Liability also does not replace:

• Workers Compensation
• Professional Indemnity
• Public Liability

Policy treatment of placed workers can vary, particularly under Employment Practices Liability.

The insurer should therefore understand the workforce structure and jurisdictions involved.

Contact our team if you would like help reviewing Management Liability for a Labour Hire business.