Labour Hire businesses can face risks involving placed workers, host employers, professional services and their own business operations.

Depending on the business, insurance commonly considered can include:

• Professional Indemnity Insurance
• Public and Products Liability Insurance
• Workers Compensation Insurance
• Management Liability Insurance
• Cyber Insurance
• Business Insurance
• Commercial Motor Insurance

What determines the insurance required? #

Relevant factors can include:

• Occupations of placed workers
• Industries in which workers are placed
• Number of workers
• Wages and turnover
• Employment arrangements
• Host employer contracts
• Responsibility for supervision or training
• Geographic locations
• Higher-risk activities

Not every Labour Hire company requires every type of insurance.

The insurer needs an accurate breakdown of the actual placements undertaken, particularly where workers are supplied to areas such as construction, mining, manufacturing, transport, healthcare or other higher-risk industries.

You can read more on our Labour Hire and Recruitment Insurance page.

Contact our team if you need help reviewing a Labour Hire insurance program.