Table of Contents
Doc Summary
Professional Indemnity Insurance is important for many Interior Designers, but it does not address every risk involved in operating the business.
Depending on the activities undertaken, other insurance can include:
- Public and Products Liability Insurance
- Business Insurance
- General Property cover for portable equipment
- Cyber Insurance
- Management Liability Insurance
- Commercial Motor Insurance
- Workers Compensation where applicable
- Contract Works Insurance
- Transit cover for products being transported or imported
Why does the business model matter? #
An Interior Designer providing advice only can have very different exposures from a business that:
- Purchases furniture for clients
- Imports products
- Holds stock
- Invoices clients for supplied goods
- Engages trades
- Manages installation work
- Accepts responsibility for a fit-out
Product sales and installation activities should be disclosed to the insurer rather than assumed to fall within Professional Indemnity Insurance.
Webber Insurance has a specialist facility for Interior Designers.
Contact our team before materially changing the way your Interior Design business operates.
General Advice Warning:
The information on this page is general in nature and does not
take your personal circumstances into account. You should consider
whether it is appropriate for you and seek professional advice
before making any decisions. For tailored advice, please contact
Webber Insurance Services.
