To obtain insurance terms for an architect or architectural practice, insurers will generally require information about the business, the professional services provided and the types of projects undertaken.

Webber Insurance has a specialist insurance facility for Architects. The information below helps us determine whether a practice fits the facility and present its activities accurately to the insurer.

The information commonly requested includes: #

• The legal and trading names of the business
• Business locations and the jurisdictions in which services are provided
• A description of the architectural and related services offered
• The percentage of revenue generated by each service
• Actual and estimated annual professional fees
• The average and largest project values
• The largest professional fee earned from a single project
• The types of buildings and industry sectors worked in
• Details of residential, commercial, industrial, government or infrastructure projects
• The qualifications and registration details of directors and senior professionals
• The number of employees and contractors
• Details of consultants or subcontractors used by the practice
• Whether subcontracted consultants maintain their own Professional Indemnity Insurance
• Details of any design and construct or physical construction responsibilities
• Work performed outside Australia
• Current and previous insurers, limits, excesses and retroactive dates
• Claims history and any circumstances that could potentially result in a claim
• The Professional Indemnity limit and excess being requested

Depending on the practice and its projects, an insurer may also ask for: #

• A completed Professional Indemnity proposal form
• Sample client contracts or consultant agreements
• Details of risk management and quality control procedures
• Information about high-rise, cladding or fire safety exposures
• Details of large, complex or unusual projects
• Further information about previous claims or notifications

Providing complete and accurate information helps insurers understand the practice and offer terms based on its actual activities. If some information is not readily available, send us what you have and our team can identify what else may be required.

You can learn more about cover for architectural practices on our Architect Insurance page, or contact us before starting the application if you need assistance gathering the information.