It can.

Many Business Insurance packages allow Public and Products Liability to be included as one of the selected sections.

However, having a policy described as Business Insurance does not automatically mean Public Liability is included.

How do I check? #

Your policy schedule should show:

• Whether Public and Products Liability has been selected
• The applicable limit
• Any relevant excess
• Endorsements or special conditions

Public and Products Liability Insurance can respond to certain legal liabilities involving third-party personal injury or property damage connected with the insured business activities or products, subject to the policy wording.

The insurer should also have accurate information about matters such as your:

• Business activities
• Turnover
• Products
• Locations
• Use of subcontractors

Contact our team if you are unsure whether liability cover is included in your Business Insurance.