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I am an Engineer but do not provide design services. Do I still need Professional Indemnity Insurance?
AI Doc Summarizer Doc Summary

Possibly.

Professional Indemnity Insurance is not limited to businesses that prepare designs or drawings. Engineers can also have professional liability exposure when providing services such as:

  • Consulting and professional advice
  • Project management or coordination
  • Contract administration
  • Site inspections
  • Certification
  • Feasibility studies
  • Technical reports
  • Supervision or monitoring
  • Reviewing the work of other consultants

A client may allege that professional advice, an omission, a certification or another service caused them financial loss, even where you did not prepare the original design.

Whether Professional Indemnity Insurance is required will depend on the services you provide, your contracts, any registration requirements and the expectations of your clients.

If you are unsure, contact our team and we can discuss your activities and help identify the insurance exposures relevant to your business.

General Advice Warning: The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.