General Property Insurance provides cover for portable tools, equipment, and electronic devices that are used for business purposes and taken off-site. It is ideal for tradespeople, consultants, and mobile businesses that rely on essential equipment away from their main premises.
Common items covered under a General Property policy can include:
- Hand tools and power tools
- Laptops and tablets
- Mobile phones
- Surveying or testing equipment
- Specialist trade or professional gear
Cover typically applies while these items are in transit, at a job site, or stored in vehicles. The policy can often be tailored by specifying individual items over a certain value, or applying a blanket limit across multiple tools.