The level of Professional Indemnity Insurance a Landscape Architect requires depends on the nature of their work and the associated risks. There is no single limit that suits every practice.

The appropriate limit of cover is often influenced by:

• The size and value of the projects you work on
• Whether your work involves residential, commercial, or public space design
• Contractual requirements set by councils, developers, or architects
• Your level of involvement in construction supervision, contract administration, or post-design support

Many Landscape Architects carry Professional Indemnity cover between $1,000,000 and $5,000,000. Higher limits may be required for larger projects, government work, or contracts that specify minimum insurance levels.

It is important to review insurance limits carefully, as underinsuring can leave you exposed if a claim exceeds your policy limit. Some contracts also require that the cover remain in place for a period after a project is completed.

If you are unsure what level of Professional Indemnity Insurance is appropriate for your business, contact the team at Webber Insurance. We can review your typical projects and contract terms and help determine a suitable limit for your practice.