Yes. Even if you do not write code or develop software, you can still be exposed to claims arising from the services you provide. IT Liability Insurance is designed to cover a combination of Professional Indemnity and Public Liability risks for IT and technology-based services.

You may still need IT Liability Insurance if your work includes:

• Providing IT advice or recommendations
• Project management or system implementation
• Configuring, integrating, or supporting software or platforms
• Managing systems, networks, or data
• Acting as a consultant or technical advisor

Clients often rely on this type of work to make important business decisions or to operate their systems. If something goes wrong, even without writing code, you could still be held responsible for financial loss or third-party claims.

IT Liability Insurance can help respond to claims alleging financial loss from your services, as well as certain third-party injury or property damage arising from your work. This is especially important when contracts require you to hold IT Liability cover, or when your role affects how a client’s systems or business operate.

If you are unsure whether your services create exposure, or whether IT Liability Insurance, contact us to speak to an expert. We can review the services you provide and help you understand the type of cover that may be appropriate.