Professional Indemnity premiums for engineers have increased in recent years due to a combination of market conditions and the nature of the engineering profession. 

Engineering work often carries a high level of risk, especially when it involves public safety, structural integrity, or complex project specifications. Claims can be significant in both cost and complexity, even when the engineer is not ultimately responsible for the fault. This has led insurers to reassess their appetite for certain disciplines and increase pricing to reflect the potential exposure. 

Other contributing factors include: 

• A hardening insurance market, with fewer insurers offering Professional Indemnity cover to engineers 
• A history of frequent or costly claims across the engineering industry 
• Pressure on insurers to remain compliant with capital and risk standards, particularly for long-tail liability exposures 
• Changes in risk appetite, especially for higher-risk disciplines like structural or geotechnical engineering 

Despite these challenges, we work closely with a panel of specialist insurers and underwriters to source competitive terms wherever possible. We also help you present your business clearly to insurers, supporting more favourable outcomes. 

Speak to our team today to find out how we can help support your business.