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What is General Property Insurance

< 1 min read

General Property Insurance provides cover for portable tools, equipment, and electronic devices that are used for business purposes and taken off-site. It is ideal for tradespeople, consultants, and mobile businesses that rely on essential equipment away from their main premises. 

Common items covered under a General Property policy can include: 

  • Hand tools and power tools 
  • Laptops and tablets 
  • Mobile phones 
  • Surveying or testing equipment 
  • Specialist trade or professional gear 

Cover typically applies while these items are in transit, at a job site, or stored in vehicles. The policy can often be tailored by specifying individual items over a certain value, or applying a blanket limit across multiple tools.Â