TEGO Medical Indemnity Insurance

We have access to a more flexible medical indemnity insurance cover.

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Medical Indemnity Insurance

Protect the future of your practice

Designed to give you certainty with your future, Webber Insurance are excited be one of the select brokers to provide Australian medical professionals with access to a more flexible Medical Indemnity Insurance Cover.

With a leading Medical Indemnity Insurance policy and specialist advice, you will be supported in making the best decisions to protect your professional and financial future.

Cover Provider

With the backing of Berkshire Hathaway Specialty Insurance, TEGO Insurance has developed an innovative and competitive Medical Indemnity policy with extensive cover features.

TEGO’s expertise lies in the provision of Medical Indemnity Insurance for the medical profession, including practitioners, medical centres and day clinics.

Key Policy Features

  • No set billing bands – individual assessments
  • 24/7 Medico Legal hotline
  • Tail cover for prior practice
  • Private and Public Patients
  • Competitive premiums – no membership fees

Please scroll down for more information on covered features included in this policy and for a full list of covered occupations.

“Totally professional, knowledgable ad have a true genuine understanding of client needs.”
Rachel Lawrie

Why choose TEGO for your Medical Indemnity Insurance?

Market Leading Cover

Easy Switching Process

24/7 Medico-Legal Hotline

Full Retroactive Cover

Medical Indemnity Insurance Policy Features

Your practising activities covered

Broad healthcare services definition to minimise the potential for gaps in your insurance protection.

Privacy risks

Tego’s policy can cover fines for breaches of privacy laws as well as the cost of notifying regulators and patients if you experience a privacy breach.

Retroactive cover to ensure you are protected

Policy will provide retroactive cover (“tail cover”) for prior practice you have undertaken.

Industry first reputation protection

Your reputation has value. This policy can contribute to legal costs if you wish to continue defending a claim. Tego’s policy also cover the costs of engaging a public relations consultant to help safeguard your reputation.


Tego cover telehealth services including realtime patient interactions and instant electronic monitoring.

Loss of income when attending court

Tego’s policy automatically covers your loss of earnings for time away from your practice while attending court or arbitration in relation to a claim.

No membership fees or cancellation penalties

Tego do not charge membership fees or have onerous cancellation penalties.

No billing bands or mid-term increases

Tego do not put you in billing band categories or increase your premium mid-term if your gross billings become higher.

Public Patients Cover

Automatic cover for public patient claims in your practise speciality where your hospital or area health service does not indemnify you.

Flexible policy periods and renewal dates

Start benefiting from enhanced features now. Renew with Tego at any time of year and choose extended policy periods of up to 14 months.

24/7 Medico-legal hotline

Access to a 24/7 medico-legal hotline to ensure you have quality, specialist support.

Defence Costs in Addition

An additional layer of protection with a ‘reinstatement’ clause to top up the policy limit if exhausted by a claim. Legal defence costs are in addition to the policy limit, to avoid eroding the limit.

Healthcare Specialities We Cover:

  • Anaesthesia
  • Bariatric Surgery
  • Cardiology
  • Cardiothoracic Surgery
  • Colorectal Surgery
  • Cosmetic Proceduralist
  • Dermatology
  • Emergency Medicine
  • Endocrinology
  • Gastroenterology
  • General Physician
  • General Practice
  • General Surgery
  • Genetics
  • Geriatric Medicine
  • Gynaecology/IVF
  • Haematology
  • Hospital Medical Officer
  • Immunology and Allergy
  • Infectious Diseases
  • Intensive Care
  • Medico-Legal
  • Nephrology
  • Neurology
  • Neurosurgery
  • Nuclear Medicine
  • Obstetrics & Gynaecology
  • Occupational Medicine
  • Oncology
  • Ophthalmology
  • Oral & Maxillofacial Surgery
  • Orthopaedic Surgery
  • Otolaryngology
  • Paediatric Surgery
  • Paediatrics
  • Pain Management
  • Palliative Care
  • Pathology
  • Pharmacology
  • Plastic, Reconstructive And Cosmetic Surgery
  • Psychiatry
  • Public And Community Health
  • Radiation Oncology
  • Radiology
  • Rehabilitation
  • Respiratory Medicine
  • Rheumatology
  • Sports Medicine
  • Ultrasound – Diagnostic
  • Urology
  • Vascular Surgery

The above sets out the specialities that can be covered under the TEGO medical indemnity insurance policy. These specialities are not prescriptive in that they do not set out specific medical procedures or services. However, each specialty category will cover treatment decisions made by the doctor in line with AHPRA guidelines, rules and regulations, their training colleges and any other authority providing accreditation.

More Information

Webber Insurance is working closely with TEGO Insurance to provide this market leading Medical Indemnity policy to medical practitioners throughout Australia. To find out more, please call us on 1300 932 237 or complete your details in the following form.

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