In Australia, the resources and mining and industries are rapidly growing.  These industries employ many skilled and semi-skilled workers some with mining experience, but many without.

Risk profiles of people involved in the mining industry can be diverse and complex – rarely with one role being similar to another.

Mining operators typically look to limit their long range risks by structuring their workforce through something of an “independent contractor model”.  This can be a beneficial arrangement for both parties.

However, as most independent contractors operate as sole traders, they are responsible for taking some of the risk involved for the work. This risk particularly requires protection in the form of public liability and professional indemnity insurances under the terms of their contract.

Contractors may also be required to take out insurance cover for personal accident, motor vehicle and tools of trade.

These contracts can vary greatly and at times be onerous with the indemnity demands placed on the contractor by the mining operator.  As an insurance broker, we will review any insurance contract requirements and match a cover suitable to both the contractor and the mine operator.

We have access to specialist markets who understand the mining market and are highly qualified to deal with the varying risks ranging from explosives work to mineral handling to mine security.

We’re able to assist contractors who undertake work in a variety of areas including, but not limited to:

Contact us if you need any advice or would like a quote on your insurance.