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Builder Insurance

We provide comprehensive insurance solutions for builders Australia-wide.

Why choose Webber Insurance?

We specialise in supporting builders and construction professionals

We make it easy to quote, bind and get on site quickly

We're here to answer your questions — no call centres, no bots

Insurance for Builders

Whether you’re building a single home, managing a team of subcontractors, or taking on multi-unit developments, we’ve got you covered.

This page brings together the most important insurance types for builders, along with quick access to quote forms and FAQs to help you understand what’s required, and when.

Essential Cover for Builders

These are the core insurance policies most builders will need to operate safely and legally:

Contract Works Insurance

Covers material damage to your build (including theft, fire, storm damage, and more) while it’s under construction.

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Public Liability Insurance

Protects an individual or company against third-party injury or property damage caused by your work.

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Building Indemnity Insurance

A mandatory policy for residential builders that protects the homeowner if you’re unable to complete the job (Cover for SA only).

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Tradies Insurance

Tailored for subcontractors and hands-on builders who need combined public liability, tools, and personal accident cover.

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Commercial Motor Insurance

Keeps your utes, trailers, and work vehicles protected for business use.

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Plant & Equipment Insurance

Covers your machinery, tools, and equipment against accidental damage, theft, or loss.

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Optional & Specialist Cover

Depending on how your business operates, you might also consider:

  • Professional Indemnity Insurance – For builders offering design or advisory services. Protects against claims of professional negligence.
  • Management Liability Insurance – Covers directors and business owners against legal liability, including OH&S fines, employment claims, and regulatory investigations.
  • Cyber Insurance – Essential if you use email, hold client data, or use cloud-based project tools. Covers hacking, ransomware, and data breaches.

Contact us to discuss these options or request a tailored quote.

Builder FAQs & Resources

We know insurance can be complex, so we’ve broken down each topic in our Builders Knowledge Base.

Browse FAQs by product type:

Explore All FAQs

Have a question that’s not answered here? Use our online chat or call our team on 1300 932 237.

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