Running a small business can be a costly exercise and usually involves putting your own finances at risk. Tailoring a cost effective insurance program that has the right mix between effective cover and is cost efficient is an on going battle for small businesses.
I work directly with each individual business or consultant to tailor an insurance package specifically to their individual needs. I discuss insurance requirements and work to minimise the risks that their businesses may face, remembering that insurance is not the only risk management tool available.
All clients have access to a range of different payment options including:
- Credit Cards (Visa, M/C & AMEX)
- BPAY
- Premium Funding for monthly installments
- Pay by the month (Available via some insurers)
Consultant Insurance
Easily organised professional indemnity & public liability cover with monthly options available.
IT Contractors Insurance
Combined Public Liability and Professional policy tailored for the IT Industry.
Tradies Insurance
Cover available for Public Liability, Tools and Motor Vehicle including pay by the month option.
Small Business Insurance
Competitive business insurance including for sole traders, retailers and offices.
Mining Consultants Insurance
Multiple markets available including hard to place risks for Professional Indemnity & Public Liability.
Engineers Insurance
Professional indemnity cover available for all engineers including civil, electrical and mechanical.
Tax Agent Insurance
$400 for $250,000 insurance cover for all tax agents. Monthly payments available for Professional Indemnity Insurance.
Bookkeepers Insurance
Competitive business insurance including professional indemnity insurance for bookkeepers . Pay by the month options available.
Business Interruption Insurance: A valuable cover to have
Several weeks ago there was a large fire at an waste fuel depot in Adelaide that caused a significant amount of damage to the property. The fire took over 100 firefighters many hours to get under control. Luckily the surrounding properties got away with minimal physical damage. But what was the true damage to these surrounding businesses caused by the fire? …
Costa Concordia Ship Disaster to Cost over $1 Billion
You would have seen the news in mid January about the huge cruise liner Costa Concordia running aground off the coast of Tuscany near Giglio Island. The major disaster resulted in 32 people drowning and hundreds injured which is an absolute tragedy and an event that will also have a major insurance impact for Costa Cruises who own the Costa …










