---
title: What happens if my business starts providing a new service or activity?
description: New business activities should be disclosed because an insurer may not automatically cover services or work that falls outside the activities originally declared.
url: "https://www.webberinsurance.com.au/help/policy-support/policy-management/new-business-activity-insurance"
updated: "2026-10-07"
category: Policy Support / Policy Management
---

# What happens if my business starts providing a new service or activity?

Insurance is underwritten based on the activities disclosed.

## Examples of changes include:

- Adding professional advice.
- Beginning installation work.
- Supplying products.
- Starting construction work.
- Working in new industries.
- Offering new technology services.
- Beginning overseas work.

## Does the current policy automatically cover the new activity?

Do not assume so.

The insurer may need to:

- Confirm acceptance.
- Amend the business description.
- Change premium.
- Add conditions.
- Decline the new activity.

## When should I notify Webber Insurance?

Before commencing a material new activity where practical.

  **General Advice Warning:** The information on this page is general in nature and does not take your personal circumstances into account. You should consider whether it is appropriate for you and seek professional advice before making any decisions. For tailored advice, please contact Webber Insurance Services.